Groshans v. Dairyland Insurance

Plaintiffs Karl Groshans, Jr., and Lisa Groshans filed suit against defendant Dairyland Insurance Company (Dairyland) seeking a declaratory judgment that they are entitled to coverage under their Dairyland policy for a hit-and-run accident in which no contact was made between the vehicles. The court granted Dairyland’s motion for summary judgment. We reverse and hold that when a hit-and-run accident occurs there need be no physical contact between another vehicle and an insured’s vehicle in order for an insured to recover, absent specific language in a policy requiring such contact.

FACTS

The…