Sisters of the Third Order of St. Francis v. SwedishAmerican Group Health Benefit Trust

EASTERBROOK, Circuit Judge.

Driving late at night with more than twice the lawful level of alcohol in the blood, John Wright left the road and plowed into a tree. A rescue squad took him to the Saint Anthony Medical Center. Wright was not breathing when he arrived, but the staff revived him. His wife Debra, whose employer provided her and her family with medical benefits through the SwedishAmerican Group Health Benefit Trust, assigned to the Medical Center her claim for reimbursement. The Trust refused to pay, invoking Article 8.1(o), which excludes coverage for “expenses incurred ... [wjhile…