Southern National Insurance v. Lofton

Appellee brought this action to recover on an accident insurance policy issued by appellant to her husband, Ira Lofton, deceased, in which she was named as, the beneficiary. The policy provided protection against accidental death in the sum of $500 “by violent, external and accidental means.” The insured was an employee of the Dixie Cotton Oil Company, and, on November 18, 1926, while he was asleep, one Son Lewis, a foreman in the employ of the Dixie Cotton Oil Company, applied to the insured’s body and over his heart, an electrical shocking machine, which so severely shocked him that he died…