Evans v. TRANSPORTATION INSURANCE COMPANY

Defendant concedes that plaintiff was totally and continuously disabled during the period in question and that he was under the regular care of a duly qualified physician. This appeal presents only the question whether, within the meaning of the policy, plaintiff's disability necessarily and continuously confined him within the house.

Except where the contract of insurance specifically defines policy requirements of continuous confinement withindoors, as in Walsh v. Insurance Co., 265 N.C. 634, 144 S.E. 2d 817, this Court has treated such provisions as descriptive of the extent of the illness…