MCGUIRE v. NATIONWIDE AFFINITY INSURANCE COMPANY OF AMERICA

IN THE UNITED STATES DISTRICT COURT FOR THE WESTERN DISTRICT OF PENNSYLVANIA ) ERIC MCGUIRE, JR., ) ) 2:23-CV-1347 Plaintiff, ) ) v. ) ) NATIONWIDE AFFINITY ) INSURANCE COMPANY OF ) AMERICA, ) ) Defendant. ) OPINION J. Nicholas Ranjan, United States District Judge Pennsylvania law allows policyholders to “stack” the number of limits of uninsured (UM) or underinsured (UIM) motorist coverage in an automobile insurance policy based on the number of vehicles the policy insures. After a motor vehicle accident with an underinsured driver, Plaintiff Eric McGuire, Jr. sought to do exactly that. But…