Cramer v. Indymac Bank, F.S.B. (In Re Cramer)

OPINION

JOHN J. THOMAS, Bankruptcy Judge.

This matter comes before me by way of claims litigation filed in the Debtors’ Chapter 13 case. Indymac Bank, F.S.B. (Federal Savings Bank) has filed a Proof of Claim asserting a mortgage obligation of $234,594.85 against the Debtors, Carl and Leslie Cramer. It further asserts an ar-rearage claim of $30,883.70. Attached to the claim is a summary sheet breaking down the claim into categories of principal balance, interest, late charges, pre-petition attorney fees and costs, pre-petition escrow advances, and “other amounts for inspection fees, appraisal…