Metcalf v. National Union Fire Insurance

“A stipulation in a policy of fire insurance that, in the event of loss, the assured shall furnish, within 60 days thereafer, proofs of loss to the company (unless such time is extended in writing by the company ), and a further stipulation that it is a condition of the policy that a failure to submit the proofs of loss shall render the claim null and void, and the further stipulation that the policy is accepted subject to all the provisions therein, are valid and binding provisions, and a failure to submit the proofs of loss within the time specified in the policy will prevent a recovery by…