State Auto Property & Casualty Insurance v. Gorsuch

OPINION

JONES, Chief Judge.

In this insurance coverage dispute governed by Virginia law, the insurance company seeks a declaratory judgment that it has no duty to defend a tort claim filed against its insured for damages resulting from a flooding event. Before me are cross motions for summary judgment, which I resolve in the defendants’ favor. 1

I

The present dispute arises out of a general commercial liability insurance policy issued by plaintiff State Auto Property and Casualty Insurance Company (“State Auto”) to defendant BH & P Mine and Tire Supply, Inc. (“BH & P”). Defendants BH & P and…