Deloris Kojetin v. C U Recovery, Inc., a Minnesota Corporation

C U Recovery, Inc. (CUR) appeals the district court’s adverse judgment in Deloris Kojetin’s action to recover damages for violation of the Fair Debt Collection Practices Act (FDCPA). After Kojetin signed a promissory note from a credit union for her son’s car loan, the credit union referred the note to CUR for recovery after the loan went into default. Kojetin brought this action against CUR because its validation notice misrepresented the amount of the debt after CUR added fifteen percent of the principal balance to Kojetin’s obligation. The district court concluded that CUR’s notice…