Hartford Accident & Indemnity Co. v. Cummings

Hartford Accident and Indemnity Company (plaintiff) filed a complaint for declaratory judgment against defendants Bruce Cummings and Nicholas Jason for a declaration that Cummings’ policy issued by plaintiff on Cummings’ private automobile did not provide uninsured motorist coverage for defendants, who were police officers injured by an uninsured motorist while they were on duty riding in a Chicago police car. On cross motions for summary judgment, the circuit court entered judgment for plaintiff. Defendants appeal, arguing that (1) the Cummings’ policy should afford coverage under its…