State Farm Mutual Automobile Insurance v. Quackenbush

Opinion

PAKRILLI, J.

This appeal arises from administrative proceedings to determine whether the State Farm insurance companies (collectively, State Farm) will be required to roll back their 1989 premium rates under Proposition 103 (Ins. Code, § 1861.01 et seq.). Insurance Commissioner Charles Quackenbush (Commissioner) rejected a proposed decision by an administrative law judge, who concluded State Farm owed no refund to its policyholders. The Commissioner ordered State Farm to roll back its 1989 rates by 3.7644 percent, and to refund over $200 million.

State Farm challenged the Commissioner’s…