Insurance Co. of North America v. Cheathem

Dissenting Opinion by

Chief Justice Clay.

Forfeitures of insurance policies are not favored, and not only will a provision voiding the policy be strictly construed, but, where susceptible of two constructions, one sustaining the forfeiture, and the other denying it, the latter will be adopted for the benefit of the insured. Standard Accident Insurance Co. v. Patton, 202 Ky. 566, 260 S. W. 371; Queen Insurance Company of America v. Cummins, 216 Ky. 329, 287 S. W. 896; Inter-Southern Life Insurance Co. v. Duff, 184 Ky. 227, 211 S. W. 738. The majority opinion concedes that the word “foreclosure”…