Cerveny v. American Family Insurance

On April 12, 1987, while driving her daughter’s automobile, plaintiff Gloria Cerveny was involved in an automobile accident with a motorist who carried a liability insurance policy which had a $30,000 ceiling. Because she deemed that motorist’s insurer’s tender of the maximum policy amount inadequate, she made a claim pursuant to the underinsured motorist provision of her daughter’s insurance policy, written by defendant American Family Insurance Company, and seeking damages in excess of the $30,000 she had already received. After the parties failed to reach agreement on an appropriate…