Langdon v. Union Mutual Life Ins.
U.S. Circuit Court for the District of Eastern Michigan
This was an action upon a policy of life insurance upon the life of Augustus E. Baker, “for the sole and separate use and benefit of his brother-in-law, William W. Langdon. But in case of his previous death to revert to the insured.” The facts in relation to this policy were substantially as follows: The agent of the defendant solicited Langdon, the plaintiff, to insure his life in his company.
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This was an action upon a policy of life insurance upon the life of Augustus E. Baker, “for the sole and separate use and benefit of his brother-in-law, William W. Langdon. But in case of his previous death to revert to the insured.” The facts in relation to this policy were substantially as follows: The agent of the defendant solicited Langdon, the plaintiff, to insure his life in his company. This application plaintiff declined, but said to the agent that he might go to his brother-in-law, Baker, and get him to make an application for a policy, and the plaintiff would pay the premiums.…
1Opinion of the Court
Brown, D. J.
The policy in this case purported upon its face to be taken out by the insured upon his own life, but the evidence shows that it was taken at the suggestion of his brother-in-law, who sent the agent of the company to Baker, and paid all the premiums upon the policy. It was made payable to the plaintiff in case he survived Baker. Baker’s life had previously been insured in other companies for plaintiff’s benefit to the amount of $6,000. He had also made application to the Massachusetts Mutual Life Insurance Company for a policy of $3,000, which’was rejected. Upon the trial, the…
2Cases cited15 opinions
- Insurance Co. v. WilkinsonSupreme Court of the United States · 1872
- Warnock v. DavisSupreme Court of the United States · 1882
- United States v. BostwickSupreme Court of the United States · 1877
- Campbell v. New England Mutual Life InsuranceMassachusetts Supreme Judicial Court · 1867
- Van Schoick v. . Niagara Fire Ins. Co.New York Court of Appeals · 1877
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3Cited by8 opinions
- Baltimore Life Insurance v. FloydSuperior Court of Delaware · 1914
- Dolan v. Supreme Council Catholic Mutual Benefit Ass'nMichigan Supreme Court · 1907
- Hardy v. . Insurance Co.Supreme Court of North Carolina · 1911
- Deal v. HainleyMissouri Court of Appeals · 1909
- Foster v. Preferred Accident Ins.U.S. Circuit Court for the District of Eastern Pennsylvania · 1903
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