Roberts v. Northwestern National Life Insurance
Supreme Court of Georgia
Action upon insurance policy. Before Judge Worrill. Early superior court. April 10, 1914. James B. Roberts applied for a policy of insurance upon his life in the Northwestern National Life Insurance Company. In his application he directed that the policy be made payable to his wife, Laura Roberts, reserving the right to change the beneficiary.
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Action upon insurance policy. Before Judge Worrill. Early superior court. April 10, 1914. James B. Roberts applied for a policy of insurance upon his life in the Northwestern National Life Insurance Company. In his application he directed that the policy be made payable to his wife, Laura Roberts, reserving the right to change the beneficiary. On November 9, 1909, the insurance company issued and delivered the insurance policy to the insured, who, upon its receipt, executed and delivered to the insurance company his promissory note which was accepted for the first year’s premium. The policy…
1Opinion of the CourtEvans, P. J.
(After stating the foregoing facts.)
1, 2. It appears from the stipulation of the parties that the liability of the insurance company depends upon the right of the insured to surrender the policy and agree upon its cancellation, without the consent of the beneficiary named in the policy. The subject-matter of the action is an ordinary policy of life insurance. It is well established in this State, and in other jurisdictions, that “in ordinary life insurance, where no power of divestiture or to change the beneficiary is reserved in the policy, the issuance of the policy confers a vested right…
2Cases cited9 opinions
- Central Bank of Washington v. HumeSupreme Court of the United States · 1888
- Arnold v. Empire Mutual Annuity & Life InsuranceCourt of Appeals of Georgia · 1908
- Harris v. Central RailroadSupreme Court of Georgia · 1887
- Atkins v. WinterSupreme Court of Georgia · 1904
- Perry v. TweedySupreme Court of Georgia · 1907
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3Cited by24 opinions
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- Baldwin v. WheatSupreme Court of Georgia · 1930
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