Baker v. Kentucky Farm Bureau Mutual Insurance Co.

OPINION

BUCKINGHAM, Judge.

Jennifer Miller Baker and Rick Baker appeal from an order of the Warren Circuit Court denying them underinsured motorist (UIM) coverage under policies with Kentucky Farm Bureau Mutual Insurance Company. The trial court decided the issue correctly, and we thus affirm.

On March 26, 2000, Jennifer Baker was involved in a single vehicle accident and sustained personal injuries. She alleged that she was forced from the roadway by an unidentified vehicle. There was no contact between the vehicles, and neither the identity of the driver of the other vehicle nor his or her…