Struna v. Concord Insurance Services, Inc.

OPINION

MARGARET GARNER MIRABAL, Justice.

This is an appeal by plaintiff, Teodora Struna, from a take-nothing summary judgment in favor of defendants, Concord Insurance Services, Inc. and Home State County Mutual Insurance Company. 1 Struna seeks payment of the amount of a default judgment entered against defendants’ insured in an underlying lawsuit. We reverse.

Case Background

The following facts are undisputed:

1. On March 26, 1995, Struna’s car collided with another car driven by Calvin J. Guillory. Guillory was ticketed for running a red light.

2. When the accident occurred, Guillo-ry was…