Franklin v. Cleo AI Inc.

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF MARYLAND SHAMIA FRANKLIN, et al., * Plaintiffs, * v. * Civil Case No: 1:24-cv-00146-JMC CLEO AI INC., * Defendant. * * * * * * * * * * * * MEMORANDUM OPINION Plaintiffs, Shamia Franklin and Devon Chapman, individually and on behalf of all others similarly situated, filed the present lawsuit against Defendant, Cleo AI Inc., on January 16, 2024, alleging violations of the Maryland Consumer Loan Law, Md. Com. Law §§ 12-301, et seq. (Count I); the Truth in Lending Act,

15 U.S.C. §§ 1601, et seq. (Count II); the Electronic Funds Transfer Act,

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