Beshears v. Shelter Mutual Insurance Co.

Shelter Mutual Insurance (Shelter) appeals from a judgment ordering it to pay an additional $100,000 in underinsured motorist (UIM) benefits to John Michael Beshears, individually, and as personal representative of the estate of Sue Ellen Beshears, deceased.1 This controversy arose because Shelter claimed that it was entitled to reduce its limit of liability by the $100,000 recovered from the tortfea-sor’s insurer. After the parties filed cross motions for summary judgment, the trial court denied Shelter’s motion and granted John’s motion. The court decided that Shelter owed additional UIM…