JEFFREY D. SWADLEY, CHELSEA S. SWADLEY, and BROOKE L. SWADLEY, Plaintiffs-Respondents v. SHELTER MUTUAL INSURANCE COMPANY

JEFFREY D. SWADLEY, ) CHELSEA S. SWADLEY, ) and BROOKE L. SWADLEY, ) ) Plaintiffs-Respondents, ) ) vs. ) No. SD34129 ) Filed: July 19, 2016 SHELTER MUTUAL INSURANCE ) COMPANY, ) ) Defendant-Appellant. ) APPEAL FROM THE CIRCUIT COURT OF JASPER COUNTY Honorable David B. Mouton, Circuit Judge REVERSED AND REMANDED WITH DIRECTIONS Jeffrey D. Swadley, Chelsea S. Swadley, and Brooke L. Swadley (“the Swadleys”), sued Shelter Mutual Insurance Company (“Shelter”) seeking payment of $100,000 of underinsured motorist (“UIM”) coverage, under the terms of Shelter’s insurance policy, for the death of…