Canal Insurance v. Bryant

Carley, Judge.

Appellant-insurer provided insurance coverage for a truck belonging to appellee-insured. Under the relevant terms of the “COVERAGE AGREEMENTS” of the policy, appellant agreed that it would “pay for loss to covered automobiles under Coverage: . . . E. COMBINED ADDITIONAL — caused by . . . (d) malicious mischief or vandalism . . . .” (Emphasis in original.) The engine of the truck developed problems. Appellee had the engine repaired and, asserting that the damage was the result of vandalism, filed a claim with appellant. When appellant did not pay the claim, appellee instituted…