Benton v. Mutual of Omaha Insurance Co.

OPINION

CRIPPEN, Judge.

This case concerns the standards governing notification to an insured about reductions in insurance benefits.

FACTS

In 1975, respondent George R. Benton obtained an accident and disability insurance policy from appellant Mutual of Omaha Insurance Company. Benton acquired the policy through his membership in the Minnesota State Bar Association. The association had negotiated a master policy group insurance contract with Mutual of Omaha. In 1977, the bar association and Mutual of Omaha renegotiated the policy, reducing the disability benefits. For disabilities occurring…