Koski v. Allstate Insurance

Plaintiff, Thomas Koski, brings this action to recover indemnification from defendant under his homeowner’s policy. Plaintiff began buying homeowner’s coverage from defendant in 1976 and continued to renew and maintain the coverage in succeeding years by paying the annual premiums billed by defendant. The original policy contained provisions relating to notice of claim in the event of accident, as well as homeowner’s and liability protection. These coverages were varied and shrunken in later years.

Defendant, Allstate Insurance Company, mailed to plaintiff in 1982, a package containing a cover…