Miller v. United States Fidelity & Guaranty Insurance

BURNETT, Judge.

This appeal presents an issue of insurance coverage. The policy states that the insurer will pay an insured’s loss if he is “hit” or “struck” by a motor vehicle. The insured seeks compensation for injuries he suffered when a horse reacted in fright to a passing truck. The insurer has denied coverage. The case comes to us on appeal from summary judgment in favor of the insurer. We affirm.

Our analysis begins by reciting the standard of review. When summary judgment has been entered below, we must decide whether there exist genuine issues of material fact and, if not, whether the…