Nodak Mutual Insurance Co. v. Roller

McEVERS, Justice.

[¶ 1] Chris Kemp, as the guardian of G.K., appeals from a district court’s judgment determining that only the lower, “step-down” policy limits of an automobile insurance policy were available in defense of a wrongful death lawsuit resulting from a fatal accident because Chase Koller was not a resident of Todd Anderson’s household at the time of the accident. We affirm.

I

[¶ 2] On or about June 7, 2011, Chase Koller and Stephanie Nelson, his girlfriend, were killed when Koller allegedly lost control of an all-terrain vehicle. Nelson is the mother of G.K., a child from a previous…