Farm & City Insurance Co. v. Anderson

TERNUS, Justice.

The main issue we must decide in this case is whether a newly acquired vehicle is a “covered auto” under an insurance policy. Specifically, we must determine whether an insured receives automatic coverage for thirty days after becoming the owner of a vehicle even though he does not request coverage for the vehicle as required by the terms of his policy. Both the insured and the insurer filed motions for summary judgment in this case. The district court denied the insurer’s motion and granted the insured’s motion. We reverse.

I. Background Facts.

On the night of May 16, 1992, or…