FRANK VAN'S AUTO TAG, LLC v. SELECTIVE INSURANCE COMPANY OF THE SOUTHEAST

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA FRANK VAN’S AUTO TAG, LLC, : Plaintiff : CIVIL ACTION : SELECTIVE INSURANCE COMPANY OF THE SOUTHEAST, : No. 20-2740 Defendant : MEMORANDUM PRATTER, J. JANUARY £7 , 2021 An insurance purchaser hopes for the best, fears the worst, and ultimately often pays for something in the middle. Choosing what to insure—and thus what to pay for—is inherently an exercise in odds making and probability; it is rarely one of clairvoyance. That a particular loss is not covered is not necessarily indicative of ambiguity or unfairness,…