Janelle Gunning v. Citibank, N.A. and Couch Lambert, LLC

IN THE UNITED STATES DISTRICT COURT FOR THE MIDDLE DISTRICT OF TENNESSEE NASHVILLE DIVISION JANELLE GUNNING, ) Plaintiff, ) ) v. ) Civil Action No. 3:25-cv-01040 ) Chief Judge Campbell/Frensley CITIBANK, N.A. and ) COUCH LAMBERT, LLC ) Defendants. ) REPORT AND RECOMMENDATION Plaintiff Janelle Gunning (“Plaintiff”) filed this action under the Fair Debt Collection Practices Act,

15 U.S.C. §1692

et seq. (“FDCPA”). Docket No. 1. Plaintiff alleges that Citibank, N.A. and Couch Lambert, LLC (collectively, “Defendants”) have committed multiple violations of the FDCPA during their efforts to collect an…