State Farm Life Insurance v. Allison

SMITH, Judge.

On 15 June 1992, State Farm Life Insurance Company (“State Farm”) issued a life insurance policy for Michael P. Allison, Sr. (“Mr. Allison”), for $50,000.00. Defendant Andrea Lynn Allison (“appellee”), Mr. Allison’s second wife, was named the primary beneficiary of the policy. Mr. Allison’s two minor sons from a previous marriage, Michael P. Allison, Jr., and Heath G. Allison (“appellants”), along with trustee Judy Winkler Allen, were named as successor beneficiaries.

On 26 December 1993, Mr. Allison and appellee returned home from a local night spot. Later that evening, they…