Certain Underwriters at Lloyd's v. Travelers Property Casualty Co. of America

¶1 — This is an insurance coverage dispute between two excess insurers over which policy must respond to losses suffered by a nursing facility severely damaged by flood. On cross motions for summary judgment, the trial court construed the insurance policies to require The Travelers Property Casualty Company of America to provide $11 million flood and “ordinance or law” coverage before Certain Underwriters at Lloyd’s London’s (Lloyd’s) excess flood policy attached. But because the Lloyd’s policy unambiguously provides that it attaches when Travelers admits liability for $1 million, as…