Bianchi v. AUTO CLUB OF MICH.

The question presented is whether the plaintiff’s wife’s automobile insurance policy, which excluded from its optional uninsured motorist coverage injuries sustained while occupying a motor vehicle other than that named in the policy, covered injuries suffered by the plaintiff while riding his wife’s motorcycle. The trial court found the coverage exclusion ambiguous, because it was unclear whether a motorcycle was a motor vehicle for purposes of the exclusion, and therefore unenforceable. The Court of Appeals affirmed. We now reverse.

i

In August, 1985, the plaintiff was riding his wife’s…