Providence Washington Ins. Co. v. Cooper

WILLIAMS, Justice.

The extended coverage provision of the insurance contracts upon which Hugh Cooper, plaintiff below, predicated his recovery insured him against “direct Joss by windstorm, hurricane, hail, riot * * * and land vehicles.” The policy expressly excepted liability for “any loss caused by snowstorm * * * high water * * * whether driven by wind or not * *

A 42 x 100 foot frame building owned and used by plaintiff as a. skating rink was hit by a windstorm in the afternoon of January 18, 1948. By late afternoon of the next day a 5-inch snow had fallen in the area. This snow remained…