Oakland County Board v. Michigan Property & Casualty Guaranty Ass'n

I

We are called upon to decide several issues in the two cases before us. First, we must determine whether the “net worth” exclusion of the Property and Casualty Guaranty Association Act, MCL 500.7901 et seq.) MSA 24.17901 et seq., applies to insureds or to third-party claimants. Then we must decide whether the state is a “person” within the meaning of the act. Third, we must determine whether the net-worth exclusion violates the Equal Protection Clauses of the federal and Michigan Constitutions. 1 Finally, we must decide whether the net-worth exclusion applies to public and governmental…