Hardware Mutual Casualty v. Same

Recovery was had in these two suits on a policy of automobile insurance issued to the owner, by judgment creditors of a person using the car with the owner’s consent, and held liable for damages caused in a collision. The insurer denies liability under the terms of the policy. The cases have been argued together.

Vaughn S. Gordy was the owner, and his policy contained the omnibus clause insurance “not only the named insured but also any person while using the automobile and any person or organization legally responsible for the use thereof * * * provided further that the actual use is with the…