Devers v. Prudential Property & Casualty Insurance

Plaintiff, Lyn Devers, brought this action for a declaratory judgment in the Circuit Court of Jackson County against defendant, Prudential Property and Casualty Company (Prudential), to establish defendant’s obligations under an oral contract to insure. At the close of plaintiff’s evidence, defendant’s motion for judgment was granted by the court, sitting without a jury. This appeal followed.

Plaintiff was the sole witness in the proceedings below. She testified that she called Prudential’s office in Granite City to obtain insurance on her new automobile. She asked to speak to a particular…