Lattanzi v. Travelers Insurance

We are compelled to hold in this case that where an insured is kidnapped in her own automobile, and incurs all bodily injury outside and away from the automobile, the insured is not covered within the uninsured motorist provisions of her automobile insurance policy which limits coverage to bodily injuries “caused by accident” and which “arise out of the ownership, maintenance or use of the uninsured motor vehicle.”

This qourt has dealt at least twice before with cases involving similar issues. In Kish v. Cent. Natl. Ins. Group of Omaha (1981), 67 Ohio St.2d 41, 21 O.O.3d 26, 424 N.E.2d 288,…