Beard v. Mount Carroll Mutual Fire Insurance

On June 7, 1989, plaintiff, Velma Beard, filed a complaint in the circuit court of Jasper County against defendant, Mount Carroll Mutual Fire Insurance Company. The complaint alleges that defendant had insured plaintiff against loss or damage by fire to a certain rental house and its contents which were, on September 5, 1988, totally destroyed by fire. The limits of the insurance policy were $20,000 for damage to the real estate and $3,000 for damage to the contents. The complaint alleges that the total loss sustained by plaintiff exceeded $23,000, but that no part of the $23,000 had been…