Hawkeye-Security Insurance v. Bunch

MURPHY, Circuit Judge.

Midwestern Indemnity Company and Hawkeye-Security Insurance Company brought this declaratory judgment action seeking a determination that there was no coverage for an accident involving a company car driven by Daniel Brandt and injuring Donald Bunch. Donald and his wife Patricia were both employed by the insured, The Installers Company (Installers). She had limited permission to drive the company car, but she had asked an intoxicated Brandt to drive her husband on a personal errand in violation of company policies. The case was tried to the district court 2 which ruled…