Ritrama, Inc. v. HDI-Gerling America Insurance

BYE, Circuit Judge.

Ritrama, Inc. (“Ritrama”) appeals the district court’s 1 decision that Ritrama’s general liability insurer, HDI-Gerling America Insurance Co. (“Gerling”), does not have a duty to defend Ritrama in a defective-product action filed against it by Burlington Graphics Systems (“Burlington”). Ritrama argues the district court erred in interpreting the term “claim” in the governing insurance policy and in finding sufficient evidence that a claim was made against Ritrama prior to the effective date of the claims-made policy. We affirm.

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Ritrama manufactures pressure-sensitive…