Robert Young v. Allstate Insurance Company

COLLOTON, Circuit Judge.

Robert and Ethel Young appeal the district court’s grant of summary judgment in favor of Allstate Insurance Company (“Allstate”). The Youngs filed this action to recover for losses sustained after a fire damaged their home. Allstate denied the Youngs’ insurance claim, asserting that the Youngs misrepresented material facts regarding their losses. The district court granted summary judgment for Allstate. We conclude that there are genuine issues of fact for trial, and we therefore reverse.

I

We recite the facts in the light most favorable to the Youngs. The Youngs’ home…