Keck v. American Family Mutual Insurance Co.

NANNETTE A. BAKER, Judge.

Introduction

The appellant, American Family Mutual Insurance Company, appeals from the judgment of the Circuit Court of the City of St. Louis in favor of the respondent, John Keck, finding that the underinsured motorist coverage was not subject to a $50,000 set-off. The appellant now appeals, arguing the trial court erred in failing to reduce the amount of underinsured motorist benefits the appellant owed to the respondent. The judgment of the trial court is affirmed in part and reversed in part.

Background

The parties stipulated to the following facts. Ji Wei Ni, the…