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Commissioner Mike Kreidler Office of Insurance Commissioner P.O. Box 40255 Olympia, WA 98504-0255

Dear Commissioner Kreidler:

By letter previously acknowledged, you have requested our opinion on several questions, which we paraphrase as follows:

1. If an employer purchases employee healthcoverage, including coverage for prescription drugs, but declinesto purchase coverage for prescription contraceptives forconscientious reasons, citing RCW 48.43.065, may the healthcarrier charge individual employees/enrollees an additional amountfor the cost of supplying such prescription contraceptivecoverage,…