Universal Fire & Casualty Insurance Co., an Indiana Company v. Mark Jabin and Lelia Jabin

“How you come out in this case depends on how you go in.”

I’m not sure when I first heard this phrase or who said it, but I think it applies here.

In this appeal, the Jabins anchor their main contention on provisions of the Illinois Premium Finance Act, Ill.Rev.Stat. ch. 73 ¶ 1065.68, and argue that the finance company, Imperial, failed to observe the notice provisions of the Act when canceling their policy. Imperial’s failure, in turn, rendered the insurance company’s subsequent cancellation void. The insurance company, Universal Fire and Casualty, Inc., responds that Imperial’s notice did…