Bailey v. PHH Mortgage Corporation

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF MARYLAND Southern Division LAWRENCE BAILEY et al., * Plaintiffs, * v. Case No.: GJH-20-2577 * PHH MORTGAGE CORPORATION et al., * Defendants. * * * * * * * * * * * * * * MEMORANDUM OPINION Plaintiffs Lawrence Bailey and Deborah Bailey brought this civil action against Defendants PHH Mortgage Corporation (“PHH”), HSBC Bank USA, National Association (“HSBC”), and Ocwen Loan Servicing, LLC (“Ocwen”) alleging breach of contract (Counts I– III), violations of the Truth in Lending Act (“TILA”),

15 U.S.C. § 1631

et seq (Count IV) and 15 U.S.C. §…