Flatt v. Country Mutual Insurance

An insured filed a declaratory judgment action seeking to hold his insurer liable under the terms of an underinsured motorist (UDIM) provision in his insurance policy. The trial court granted the insurer’s motion to dismiss, and the insured appeals, claiming: (1) the insurance policy’s provision requiring actions for UDIM coverage to be brought within two years of the accident violates public policy; and (2) provisions of the policy are conflicting and ambiguous, requiring the application of the 10-year statute of limitations for contract actions in this case. We affirm.

I

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