Parish v. Country Mutual Insurance

In June 2003, Troy and Debra Parish filed a complaint against Country Mutual Insurance Company (Country Mutual), seeking declaratory relief. In October 2003, Country Mutual filed a motion to dismiss Troy and Debra’s complaint. In November 2003, the trial court entered an order granting Country Mutual’s motion to dismiss. Troy and Debra appeal, arguing the two-year limitations provision to bring any legal action against Country Mutual found in the insurance policy impermissibly limited the time they could assert a claim for underinsured benefits under the policy. We affirm.

I. BACKGROUND

Debra…