Hearn v. Southern Life & Health Ins. Co.

Plaintiff/Appellant Bonnie Hearn appeals, following a directed verdict for the Defendant/Appellee Southern Life Health Insurance Company in a suit alleging nonpayment of benefits on three "accident" insurance policies. We reverse.

On the evening of June 26, 1981, William H. Hearn, the Plaintiff's son, was driving a pickup truck in Waterloo, Alabama, when he became involved in a high-speed chase with a police officer. After pursuing Hearn for about eight miles, at speeds between 70 and 80 miles per hour on the straight sections of the road, the officer discontinued the chase. Shortly…