In the Matter of G. David Broyles Emily Broyles, Debtors. Citizens Bank of Maryland v. G. David Broyles Emily Broyles

Affirmed by published opinion. Senior Judge SPROUSE wrote the opinion, in which Chief Judge ERVIN joined. Judge NIEMEYER wrote a concurring opinion.

OPINION

SPROUSE, Senior Circuit Judge:

We review the district court’s judgment affirming the bankruptcy court’s allowance of the discharge of a debt incurred by personal guarantors of a corporate indebtedness. David Broyles and Emily Broyles, his wife, were indebted to Citizens Bank of Maryland (Citizens) as guarantors of commercial loan notes executed by corporations of which they were principal stockholders. Citizens contended below and argues…