STATE FARM FIRE AND CASUALTY COMPANY, Plaintiff-Appellee, v. Raymond F. OTTO, and Betty J. Otto, Defendants-Appellants

T.G. NELSON, Circuit Judge:

Raymond and Betty Otto, purchasers of a Personal Liability Umbrella Policy (umbrella), appeal the district court’s entry of summary judgment in a declaratory judgment action filed by State Farm Fire and Casualty Company (State Farm Fire).

The Ottos contend that the district court misapplied Nevada law when it declared that they could not pursue a separate uninsured motorist claim under an umbrella policy with State Farm Fire, because they signed a “general” release at the time of settling an uninsured motorist claim with their primary auto insurer, State Farm Mutual…