Audrey Ann Allison AKA Mrs. Willard Allison v. Nationwide Mutual Insurance Company, Audrey Ann Allison, A/K/A Mrs. Willard Allison

OPINION OF THE COURT

MANSMANN, Circuit Judge.

This appeal raises a discrete question under Pennsylvania law regarding the interpretation of an exculpatory clause in a limited travel accident insurance policy. We are asked to determine whether that clause relieved the insurer of liability for the insured’s death since her death was due, at least in part, to a pre-existing disease. Because we find that the district court erred in its interpretation of the insurance policy’s language, we will reverse the district court’s grant of summary judgment in favor of the insurer, and we will remand for…